ENERFLO + ENFIN SOLAR FINANCING
More Ways to Finance Solar. One Connected Sales Flow.
Offer EnFin solar loans, leases and Levelized PPAs through Enerflo, giving homeowners more ways to say yes without sending your reps into another disconnected finance process.



Solar Financing Financing Choice Matters More Than Ever
Residential solar is not getting simpler. Affordability pressure, changing incentives, tighter credit and different homeowner priorities can all determine whether a project moves forward. One finance product cannot solve every situation.
Enerflo and EnFin give approved installers more financial range in one connected workflow. Offer ownership through EnFin solar loans or third-party ownership through EnFin leases and Levelized PPAs, then help each homeowner choose the structure that best fits their budget, tax situation and long-term goals.

One EnFin Integration. Multiple Ways to Go Solar.
EnFin Solar Loans
Give homeowners an ownership path with competitive financing backed by a Qcells company. EnFin looks beyond credit score alone, offers quick digital applications and may provide preferred rates or fees for eligible Qcells equipment.
- Homeowner owns the system
- No loan prepayment penalties
- Co-borrowers accepted
- 0.25% APR discount available with ACH autopay
- Described as available nationwide, subject to eligibility
EnFin TPO: Lease and Levelized PPA
Give homeowners a third-party ownership path when buying the system is not their preferred or most practical option. EnFin owns the system while the homeowner pays according to the lease or PPA agreement.
- Lease and Levelized PPA products
- No upfront payment before the system is placed into service, subject to agreement terms
- 25-year Levelized PPA term
- 0%, 2.99% or 3.5% escalator options, subject to product availability
- System monitoring and covered repairs, subject to agreement terms
The Benefit of Offering Both
Loans and TPO solve different homeowner needs. Offering both helps your team protect more qualified opportunities instead of forcing every project into the same financial box.| Homeowner Priority | Potential Financing Path |
|---|---|
| Own the system and retain eligible incentives → | EnFin solar loan |
| Avoid an upfront payment and transfer system ownership responsibilities → | EnFin lease or Levelized PPA |
| Compare payment structures before deciding → | Present qualified loan and TPO options |
| Move forward with the option that fits their budget and goals → | Keep the chosen product in one connected Enerflo flow |
Keep Reps in the Flow
More finance options should not create more operational drag. EnFin products connect to the same Enerflo proposal and finance workflow your team uses to move the rest of the deal forward.
- Price eligible EnFin products in Optimus
- Initiate homeowner applications from the finance stage
- Track approvals, stipulations and other outcomes in Enerflo
- Surface finance hints for equipment, state, system and savings requirements
- Manage qualifying project changes through a connected change-order flow

Availability
- Enerflo is available for use in all 50 U.S. States and Puerto Rico.
- EnFin Solar Loans are available nationwide.*
- EnFin TPO is currently configured for Arizona, California, Connecticut, Florida, Illinois, Massachusetts, New Jersey, Nevada, New York, Texas and Puerto Rico.*
Get Approved with EnFin
Already an Enerflo Partner? To use the EnFin integration for solar loans or TPO, you must first be approved with EnFin.
Book a Discovery Call with Enerflo
New to Enerflo? You must be an Enerflo partner to use the EnFin integration. Book a Discovery Call to learn more.